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New Patients:
0800 564 2270
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Buy Now, Pay Later

IVF is expensive and we understand that most people won’t have access to all the funds they need straight away, that’s why we offer 12 months of Interest Free Credit via our partner, Access Fertility. 


Frequently asked questions

No – you can apply for a 0% Buy Now, Pay Later (BNPL) facility to top up your own funds to upgrade or pay for part/all of your Access Fertility programme.

You can request a maximum of the cost of your programme, up to £12,000.

Access Fertility’s BNPL portal will allow you to track the progress of your application.

No – as the funds are used for the payment of all or part of your Access Fertility programme cost, the approved amount will be used to reduce pay off your programme fee, with any difference in balance left being paid off in monthly instalments. 


All IVF payment programmes are assessed based on your personal credit circumstances. Access Fertility use both a credit bureau score and open banking data as part of your application process.

The application portal is only made available once you have registered with Access Fertility, so that programme fee is known ahead of application.

No, only UK residents can apply. Applicants will need to demonstrate they live and work in the UK.

If you are not approved for a 0% BNPL IVF payment plan for your requested amount, you can apply for a lower amount of consult Access Fertility for other finance options.

IVF Payment programmes available

We have a range of treatment programmes that are eligible for interest free credit, and buy now, pay later with Access Fertility.

Want to learn more?

Understanding your options is simple. Access Fertility, who have over 10 years of experience with Refundable, Multi-cycle, and Donor Egg packages. You just need to fill out this short form where you can ask any questions or arrange a date and time to discuss your potential treatment. 


You can also call the team directly on 03300 10 20 40 between 8am – 6pm Monday to Thursday and between 9am – 4pm on Fridays. Alternatively, you can send an email directly to