IVF refund and multi-cycle packages with CAREpay

Discovering you might need IVF to have a baby can be a very emotional time and understanding what treatment you need and how to fund the cost of your treatment are important decisions. You want the best advice and guidance to make the right choices.

If you come to CARE, we will design an individual treatment approach for you, and provide you with a fully costed treatment plan. You will also have access to our CAREpay funding packages which we have designed to make the cost of your treatment easier to manage.

A good first step when you are deciding how to fund your treatment, is a chat with our CAREpay enquiry team who can talk through all the funding options available and answer any questions you have. Call us on 0800 033 4333

Benefits of CAREpay IVF Packages

  • Up to 100% refund on your IVF Treatment if you don't have a baby*
  • IVF Success is defined as having a baby, not just getting pregnant
  • Peace of mind you have a plan in place


* IVF Refund programme only

Our CAREpay Programmes

Multi-Cycle IVF Programme
  • Fixed discounted fees with potential savings
  • Up to 2 fresh cycles of IVF/ICSI within three years
  • Unlimited frozen embryo transfers
  • Available to women under 45 using their own eggs
  • No medical review required
  • No refund element
IVF Refund Programme
  • Up to 100% refund if you don't have a baby
  • Up to 3 cycles of IVF/ICSI within three years
  • Unlimited frozen embryo transfers
  • Fixed discounted fees with potential savings
  • Available to women aged 39 years and under using their own eggs
  • Subject to medical review
IVF Donor Egg Refund Programme
  • 50% refund if you don't have a baby
  • Up to 2 cycles of IVF/ICSI within three years
  • 6 frozen eggs or if you wish to use additional frozen eggs or fresh eggs, there will be an additional cost
  • Unlimited frozen embryo transfers
  • Patients aged 49 years and under using donor eggs
  • Subject to medical review

All CAREpay IVF Packages include

Cycle monitoring in treatment
  • Appointments during monitoring
  • Some blood tests
  • Cycle management
  • Follow-up consultation post fresh cycle
  • HFEA fee
  • Ultrasound(s)



Egg collection
  • Eggs will be recovered using ultrasound and follicular aspiration in our procedure room.


Freezing and storage
  • As standard, we provide embryo freezing and storage for one year
  • Unlimited frozen embryo transfers
Embryology procedures

Our industry-leading laboratories provide embryo preparation for transfer, fertilisation, and culture of the embryos, preparation of sperm, and Caremaps, our own embryo
selection model, developed through our study of the development of thousands of embryos.

  • Donor Egg Refund Programme - Egg thawing and intracytoplasmic sperm injection (ICSI)  (additional fee applies for other programmes)
  • Embryo preparation for transfer
  • Fertilisation and culture of embryo(s)
  • Sperm preparation
  • Caremaps Time Lapse technology
  • Blastocyst culture


Embryo transfer
  • Ultrasound guided embryo transfer
  • 1 x pregnancy ultrasound scan (6/7 weeks)
CAREmaps time-lapse technology

Normal cost: £900
Cost on programme: Included in price

CARE Fertility was the first UK clinic to
introduce time-lapse imaging, and we
developed this into our own unique embryo selection model - CAREmaps. This uses algorithms developed by our scientists and used only in our clinics, to help us select the embryos which are most likely to have a higher chance of a live birth. The normal cost
of CAREmaps is £825 but when you choose any of our CAREpay funding packages it is free.

Find out more about the full IVF process here. 

Blastocyst culture

Normal cost: £490–£590
Cost on programme: Included in price

Blastocyst culture involves extending the normal two or three-day lab development of an embryo to five or six days. The result of which is a potentially higher likelihood of a live birth. This is included in all the CAREpay funding package fees.

Key points for you to consider

  • Our programmes will on average save patients money but will cost more if you have a baby on your first cycle.

  • The cost of drugs is not included as it will vary depending on clinical indicators.

  • Certain appointments, investigations & blood work are not included in programme fees.

  • There is a 3 year time limit in place to complete the programme, the 3 year period commences at the start of your first cycle.

  • You will receive a full cost estimate for any other treatment options recommended by your Consultant. These additional costs will not be refunded.

Not included
  • Initial consultation

  • Pre-treatment scans

  • Semen analysis

  • Some blood tests

  • Any other investigation or diagnosis treatments

  • Drugs

The cost of drugs is not included as the cost will vary depending on each individual patient’s medical indicators. Drugs can be purchased via the clinic or independently for a small charge.

When you're ready to take your next step, we're here. Call our CAREpay enquiry team on 0800 033 4333